What's the difference between a HYSA and a CD? 🤔 While they're both great ways to earn a guaranteed interest rate on your savings, they differ in a couple ways. The most important one: high yield savings accounts are liquid. 💧 With CDs, you have to park your money for a set amount of time, and you pay a penalty if you try to access it before it matures. HYSAs work like regular bank accounts, so you can access your money anytime you need it. 💰 #HYSA #savemoney #moneytips | Jean Chatzky