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Meghana | Finance | Kannada on Instagram: "How to get High Returns + Yearly Cash from your FDs Here is a simple strategy called FD Laddering using a ₹9 Lakh example. Instead of locking all your money away, create a chain: 🔹 Split your capital into 3 equal parts. 🔹 Book them for 1, 2, and 3 years respectively. 🔹 Rotate the maturity: As each FD matures, renew it for a full 3 years. . . . #karnatakafinance #Investing #FixedDeposit #IndiaFinance #WealthBuilding #FinanceHacks #kannada #viralreels
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Alirio Botelho | CFP on Instagram: "It’s a myth that FDs are completely ‘safe’. Most people think: FDs are safe. Stocks are risky. But here’s what we miss FDs are risky too, just not in an obvious way. After tax, a 7% FD barely gives ~5%. At that rate, money doubles in 14 years. But in metro cities, real-life inflation — education, healthcare, lifestyle — is closer to 10%. Expenses double in 7 years and quadruple in 14. So while your FD grows quietly, your purchasing power shrinks. 🔁 Share this
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