James Chen, CMT is an expert trader, investment adviser, and global market strategist. Michael Boyle is an experienced financial professional with more than 10 years working with financial planning, ...

Too many financial decisions are made without factoring in the time value of money. Whether providing financial planning advice related to a client’s retirement, advising a client about a business ...

The time value of money (TVM) is a financial concept that holds that an amount of money is worth more in the present than the same amount of money at a future date. The reason for this is the ...

Use future value to set achievable financial goals and guide investment decisions. Regularly revise assumptions in future value calculations to adapt to market changes. Future value calculations can ...

The future value function capability in Microsoft Excel helps business owners easily assemble data for projects such as budgeting and company or asset valuation exercises. The Excel formula is fairly ...

Fair value and future value both have implications for a business, but they deal with different concepts. The first comes up when determining how to properly value assets and liabilities. It's ...