Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

Average credit scores dropped in all 50 U.S. states between 2024 and 2025, pointing to growing financial strain for many ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

The report shows Georgia had the second-largest average credit score decrease in the country, with residents’ scores falling ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

According to Manish Shara, co-founder and chief executive officer at fintech platform ZET, a healthy credit score is not ...