Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Credit scores have dropped in all 50 states over the past year, as credit card balances swell and more people struggle to ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Some states are seeing major credit score declines, but recovery is possible with the right strategies. Expert Micah Smith ...

Discover how pre-approved credit offers affect your credit score, including the difference between soft and hard inquiries ...

The report shows Georgia had the second-largest average credit score decrease in the country, with residents’ scores falling ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...